Privacy Policy
Information We Collect
We collect information that you provide directly to us when using our financial valuation platform. This helps us deliver personalized services and improve your learning experience with our analytical tools and educational materials.
| Data Type | Collection Method | Purpose |
|---|---|---|
| Personal Identifiers | Registration forms, account creation | User authentication and account management |
| Contact Information | User input during signup or contact | Communication and support services |
| Usage Analytics | Automated tracking during platform use | Service improvement and personalization |
| Financial Learning Data | Course progress and assessment results | Educational progress tracking |
- Account Information: Name, email address, phone number, and professional details you provide during registration
- Educational Progress: Course completion status, quiz scores, and learning pathway preferences
- Technical Data: IP address, browser type, device information, and usage patterns on our platform
- Communication Records: Messages sent through our contact forms or support channels
- Payment Information: Billing details processed through secure third-party payment processors
How We Use Your Information
Your information enables us to provide comprehensive financial education and valuation resources. We process your data to enhance your learning experience and deliver relevant content tailored to your professional development needs.
Educational Services
We use your learning data to track your progress through our financial valuation courses, recommend relevant study materials, and customize content based on your skill level and interests. This includes analyzing your quiz performance and course completion patterns to suggest optimal learning paths.
Platform Improvement
Usage analytics help us understand how users interact with our valuation tools and educational content. We analyze this data to identify areas for improvement, develop new features, and ensure our platform meets the evolving needs of financial professionals.
We never sell your personal information to third parties. Any data sharing occurs only with trusted service providers who help us deliver our educational services, and only under strict confidentiality agreements.
Data Sharing and Third Parties
We work with carefully selected partners to provide you with comprehensive financial education services. These relationships are governed by strict data protection agreements that ensure your information remains secure and is used only for specified purposes.
- Educational Content Providers: We may share anonymized usage data with content creators to improve course materials and develop new educational resources
- Payment Processors: Billing information is securely transmitted to payment service providers to process subscription fees and course purchases
- Technical Service Providers: Cloud hosting and analytics services that help us maintain platform functionality and performance
- Legal Compliance: Information may be disclosed when required by law, court order, or to protect the rights and safety of our users
- Business Transfers: In the event of a merger or acquisition, user data may be transferred as part of business assets under equivalent privacy protections
All third-party partners must demonstrate compliance with international data protection standards and agree to use your information solely for the purposes outlined in our agreements with them. We regularly audit these relationships to ensure continued compliance.
Your Data Rights and Choices
You have significant control over your personal information and how it's used on our platform. We provide multiple options for managing your data and privacy preferences to ensure you're comfortable with how your information is handled.
Access and Correction
You can access your personal information at any time through your account settings. If you notice any inaccuracies, you can update most information directly, or contact our support team for assistance with more complex changes. We'll respond to correction requests within 7 business days.
Data Deletion
You may request deletion of your account and associated personal data. While we'll honor these requests, we may retain certain information for legal compliance, fraud prevention, or to complete transactions you've initiated. Educational progress data can be exported before deletion if requested.
Communication Preferences
Control what communications you receive from us through your account preferences. You can opt out of marketing emails while still receiving important account notifications and educational updates. Unsubscribe links are included in all marketing communications.
Data Portability: Request a copy of your data in a machine-readable format. This includes your course progress, quiz results, and account information, delivered within 30 days of your request.
Data Security and Protection
We implement comprehensive security measures to protect your information from unauthorized access, alteration, disclosure, or destruction. Our security practices are regularly reviewed and updated to address emerging threats and maintain the highest standards of data protection.
- Encryption: All data is encrypted both in transit and at rest using industry-standard AES-256 encryption protocols
- Access Controls: Strict employee access controls ensure only authorized personnel can access user data, with all access logged and monitored
- Regular Audits: Quarterly security assessments and penetration testing to identify and address potential vulnerabilities
- Secure Infrastructure: Our platform is hosted on secure cloud infrastructure with redundant backups and disaster recovery procedures
- Incident Response: Comprehensive breach response plan with user notification procedures and remediation steps
We maintain detailed logs of all data access and processing activities. In the unlikely event of a security incident, we'll notify affected users within 72 hours and provide clear information about what happened and what steps we're taking to address it.
Data Retention and Deletion
We retain your information only as long as necessary to provide our services and comply with legal obligations. Our retention policies are designed to balance your privacy interests with legitimate business needs and regulatory requirements.
| Data Category | Retention Period | Deletion Criteria |
|---|---|---|
| Account Information | Duration of account plus 2 years | Account closure and legal requirements |
| Educational Progress | 5 years from last activity | User request or account deletion |
| Usage Analytics | Aggregated data retained indefinitely | Personal identifiers removed after 18 months |
| Communication Records | 3 years from last interaction | Support resolution and legal compliance |
When data reaches its retention limit, it's securely deleted using industry-standard deletion procedures that ensure information cannot be recovered. You can request earlier deletion of your data, though some information may be retained longer for legal compliance or fraud prevention.
International Data Transfers
As a company serving financial professionals globally, we may transfer your data to countries outside South Africa to provide our services effectively. These transfers are conducted under appropriate safeguards to ensure your data receives equivalent protection regardless of location.
Transfer Safeguards
All international data transfers are protected by standard contractual clauses approved by data protection authorities. Our service providers in other countries must demonstrate adequate data protection measures and agree to handle your information according to the same privacy standards we maintain.
Data Processing Locations
Your data may be processed in secure facilities located in the United States, European Union, or other countries with robust data protection frameworks. We regularly assess the privacy laws and practices in these jurisdictions to ensure continued adequate protection.
Children's Privacy
Our financial valuation platform is designed for professional use and is not intended for individuals under 18 years of age. We do not knowingly collect personal information from children, and our educational content is specifically developed for adult financial professionals and students in higher education programs.
If we discover that we have inadvertently collected information from someone under 18, we will delete that information immediately. Parents or guardians who believe their child has provided information to us should contact our privacy team immediately for prompt resolution.
Policy Updates and Changes
We regularly review and update this privacy policy to reflect changes in our services, legal requirements, or industry best practices. Material changes will be communicated to users through email notifications and prominent notices on our platform.
Change Notification: We'll provide at least 30 days' notice before implementing significant changes to our privacy practices, giving you time to review the updates and make informed decisions about your data.
Previous versions of our privacy policy are archived and available upon request. If you disagree with policy changes, you may close your account before the changes take effect, and we'll process your data under the previous policy terms during the transition period.
Privacy Contact Information
Email: privacy@olmeriqvanthos.world
Phone: +27742991348
Mail: Privacy Officer, olmeriqvanthos
Mnqandane St, Esikhawini H
Richards Bay, 3887, South Africa
We respond to all privacy-related inquiries within 5 business days and are committed to resolving any concerns about your data protection promptly and transparently.